How To Get Personal Loan From Punjab National Bank: पंजाब नेशनल बैंक से पर्सनल लोन कैसे प्राप्त करें? 2023

How To Get Personal Loan from Punjab National Bank: Today we will talk about PNB Personal Loan Online. How do we apply for this loan? What is the process to apply it? What are the necessary documents required by the applicant to apply?

What should be the age of the application? In how many days the applicant will get the loan? We will know all such information with the help of this article. For this read this article till the end.

How To Get Personal Loan From Punjab National Bank: पंजाब नेशनल बैंक से पर्सनल लोन कैसे प्राप्त करें? 2023
How To Get Personal Loan From Punjab National Bank: पंजाब नेशनल बैंक से पर्सनल लोन कैसे प्राप्त करें? 2023

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How to Apply for PNB Personal Loan Online?

You can easily apply for this loan. But for that, you must have the required documents and must be eligible to avail of this loan. If you are eligible to take this loan then you can easily apply for this loan. In this, you can apply for PNB personal loan in two ways, you can get the loan through both online and offline methods. We will know in detail about these two application processes in this article, and how can we apply them.

What are the eligibility criteria for taking a Punjab National Bank Personal Loan?

How To Get Personal Loan From Punjab National Bank
How To Get Personal Loan From Punjab National Bank

If you are taking this PNB loan for any of your personal work, then first you need to know who is eligible for this scheme. His information is given below.

  • Applicant must be salaried or self-employed.
  • The annual income of the applicant should be more than Rs.30,000.
  • The applicant should not have taken a loan from any other finance company.
  • If the age of the applicant is between 21 to 58 years, then the applicant can take this loan.
  • If the applicant works in a government job or private limited, then he will get the loan.

What is the advantage of taking a personal loan from Punjab National Bank?

  • You will not need any loan agent.
  • You will get the loan amount in a maximum of 15.
  • In this, the applicant can get a loan ranging from ₹ 50,000 to ₹ 15.
  • Applicants can apply for this loan either online or offline.

Documents required for taking Punjab National Bank Personal Loan

  • Applicant Pan Card
  • 2 passport-size photographs
  • Income certificate of the applicant
  • residence certificate of the applicant
  • ID (Aadhar Card/Pan Card/Passport)

PNB Personal Loan Interest Rate

If we talk about the interest rate for PNB Personal Loan Online, then it can be found from 8.90% to 14.45%. Apart from this, there is other important information that is necessary for availing of the loan. Its information is given in the table below.

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Credit ScoreAbove 700
Loan AmountUp To ₹15 Lakh
Loan TenureUp To 60 Months
Processing Fee1% of the loan amount
Interest Rate8.90% to 14.45%


The process to Apply for Personal Loan in Punjab National Bank Online

If you have read all the information given above, then you have read it well and now you want to take this loan. That is, if you are eligible for the loan, then you can take the loan. Here we have explained step by step the process to apply in easy language both online and offline methods.

  • To avail PNB personal loan online, the applicant first needs to visit the official website of Punjab National Bank.
  • On the home page, you will get three lines. There will be many options in this, in which you will get the option of online service.
  • Click on it, and after that many options will open in front of you, in which you will have to click on the option to apply for a loan online.
  • After that, a new page will open in front of you. In that, you have to click on the option of Retail Loan.
  • In that, you will get the option of a Personal Loan, click on it.
  • After that, a new page will open.
  • In that, a registration form will open in front of you, and you will have to upload your personal information and some important documents. After that submit it.
  • In this way, you can apply for this lawn online.

Offline Process for Panab Personal Loan

If have you seen the method online but do not have that much knowledge of online then you can apply offline. For that, you must go to your nearest PNB branch. From there you can apply for an offline personal loan. Whose application process is given below. Please read it carefully.

  • To apply for an offline PNB Personal Loan, the applicant must first visit the nearest PNB branch.
  • After going there, you will have to tell the bank employee about the personal loan that you must take this loan.
  • After that, you will be given an application form. Whatever information has been sought in that form, fill it out properly, after that you must submit this application form to the bank along with the necessary documents.
  • Bank employees will do your Document Verification with your original documents, then you will have to show your original documents to the bank employees.
  • This is how you can apply for a personal loan offline.


In this way, you can do your Punjab National Bank Personal Loan 2023, if you want any more information related to this, then you can ask us by commenting.

Friends, this was the complete information about today’s Punjab National Bank Personal Loan 2023. In this post, an attempt has been made to tell you the complete information about Punjab National Bank Personal Loan 2023.

So that all the questions related to your Punjab National Bank Personal Loan 2023 can be answered in this article. How did you like today’s information, do not forget to tell us in the Comment box, and if you have any questions or suggestions related to this article, then do tell us?

And do share the information received from this post with your friends on Social Media Sites like- Facebook, and Twitter, so that this information can also reach those people who want to take advantage of the information of the Punjab National Bank Personal Loan 2023 portal.


Can we take a loan from Punjab National bank?

Personal loan limits would be determined by income and repayment capacity. Up to 15 times of Gross Monthly Salary with a maximum of Rs. 10.00 Lakh depending upon the repaying capacity.

How much personal loan can I get from Punjab National bank?

6.00 lakh for the last two years and having a minimum CIC score of 750 and above. *Loan amount will also depend on the maximum permissible deduction permitted under the scheme.

How can I check my loan eligibility in PNB?

PNB needs a minimum credit score of 650 for personal loan eligibility. Job stability and type of profession – Job stability can help improve your eligibility for a personal loan from PNB. Your entire work experience and present work experience are looked at while evaluating your job stability and profession type.

How much is the loan in PNB bank?

Punjab National Bank offers personal loans up to Rs. 20 lacks under the ‘Personal Loan Scheme for Public’ scheme at interest rates starting from just 11.15% p.a.The repayment tenure extends up to 72 months, and the processing fees levied are up to 1% of the loan amount.

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